Santa Clara, CA, United States of America

Neeraj Subhash Joshi


Average Co-Inventor Count = 7.0

ph-index = 1

Forward Citations = 3(Granted Patents)


Company Filing History:


Years Active: 2018

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1 patent (USPTO):Explore Patents

Title: Neeraj Subhash Joshi: An Innovator in Financial Technology

Introduction: Neeraj Subhash Joshi, an inventor based in Santa Clara, California, has made significant contributions to the field of financial technology. With a focus on data categorization and itemization, Joshi's innovative approach is transforming how financial transactions are tracked and categorized. His inventive spirit is reflected in his granted patent and his role at Intuit, Inc.

Latest Patents: Neeraj Joshi holds a patent for "Data categorization/itemization using smart matching technology". This method provides a systematic way of tracking financial transactions, comprising several steps. The process begins by obtaining a group of financial transactions and identifying the first transaction involving a payment from a financial account held by a financial institution. Notably, it allocates amounts to various budget categories based on merchant information and matches purchased items from the merchant's website. After extracting this information, the system identifies new budget categories based on purchased items and reallocates amounts accordingly.

Career Highlights: Joshi is currently employed at Intuit, Inc., where he leverages his expertise to promote financial management solutions. His work involves significant advancements in how consumers interact with their finances, ensuring users can better understand and securely manage their spending through innovative technologies.

Collaborations: Throughout his professional journey, Joshi has collaborated with notable coworkers such as Kenneth W. Hanscom and Michael Patrick Owen. These collaborations have likely fostered an environment of innovation and creativity, leading to the development of impactful financial technologies.

Conclusion: Neeraj Subhash Joshi stands out as an influential inventor within the financial technology sector. His singular patent illustrates his commitment to enhancing financial tracking methods, ensuring better budgeting and categorization of financial transactions. As he continues his work at Intuit, Inc., his contributions are expected to further influence the evolving landscape of financial technology, helping individuals to navigate their financial journeys with greater ease and clarity.

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