Natarajan Ramachandran

This inventor holds 264 USPTO granted patents and 1 published patent application, plus 8 CIPO patents and 5 EPO patents, primarily in Automated Banking Systems (CPC class G06Q20-1085). Top assignees: Diebold Self-Service Systems Division of Diebold, Inc., Diebold, Inc., Diebold Nixdorf, Incorporated. Active years: 1996-2020.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Natarajan Ramachandran. Retrieved from https://idiyas.com/inventor/natarajan-ramachandran

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank

USPTO Granted Patents = 264 (Patent Applications = 1)

% Patents Active = 56.1

CIPO Patents = 8

EPO Patents = 5 (Patent Applications = 1)

Average Co-Inventor Count = 3.6

ph-index = 38

Forward Citations = 5,601(Granted Patents)

Forward Citations (Not Self Cited) = 5,322(Dec 10, 2025)

Inventors with similar research interests:

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Location History:

Uniontown, OH (US) (1996 - 2018)
Monroe Township, NJ (US) (2017 - 2020)

Company Filing History:

168 out of 505

Diebold Self-Service Systems Division of Diebold, Inc.

Diebold Nixdorf, Incorporated

patents

4. 11 out of 41

Diebold Self-Service Systems, Incorporated

Diebold Self-Service Systems a Division of Diebold, Incorporated

patents

7. 1 out of 1

H. V. Technology, Inc.

patent

Years Active: 1996-2020

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Areas of Expertise:

Check Cashing

Automated Teller Machine

Data Bearing Records

Mobile Device Transactions

Card Reader Security

Remote User Assistance

Tactile Touch Screen

Unauthorized Card Detection

Wireless Financial Transactions

ATM Encryption

Automated Banking Machine

Banking System Control

264 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 10546468 - Accepting a check deposit from a mobile device in communication with an automated teller machine (2020-01-28),

2. 10515364 - Automated teller machine with an encrypting card reader and an encrypting pin pad (2019-12-24),

3. 10489760 - Banking system controlled responsive to data bearing records (2019-11-26),

4. 10373137 - Automated banking system controlled responsive to data bearing records (2019-08-06),

5. 10176466 - Check cashing automated banking machine (2019-01-08),

6. 10134024 - Check cashing with a mobile phone (2018-11-20),

7. 10068231 - Automated teller machine with an encrypting card reader and an encrypting pin pad (2018-09-04),

8. 10026271 - Automated banking system controlled responsive to data bearing records (2018-07-17),

9. 9990614 - Tactile touch screen (2018-06-05),

10. 9916736 - Automated banking machine with remote user assistance (2018-03-13),

11. 9911104 - Banking system controlled responsive to data bearing records (2018-03-06),

12. 9858556 - Banking system controlled responsive to data bearing records and user input of a phone received security code (2018-01-02),

13. 9830581 - Check cashing automated banking machine (2017-11-28),

14. 9824546 - Banking system controlled responsive to data bearing records (2017-11-21),

15. 9824338 - Check cashing with a mobile phone (2017-11-21),

Title: Natarajan Ramachandran: An Innovator in Banking Automation

Introduction:

Natarajan Ramachandran, a resident of Uniontown, Ohio, has made significant contributions to the field of banking automation. With an impressive portfolio of 264 patents, Ramachandran has played a key role in revolutionizing financial transactions and enhancing the user experience. This article explores his latest patents, highlights from his career, notable collaborations, and the impact of his innovations.

Latest Patents:

Ramachandran's recent patents highlight his expertise in mobile banking and secure card reader technology. One of his notable inventions is the "Accepting a check deposit from a mobile device in communication with an automated teller machine." This patent enables users to make check deposits using their mobile devices, streamlining the process and improving convenience. Another groundbreaking patent is the "Automated teller machine with an encrypting card reader and an encrypting pin pad," which enhances security in banking transactions by encrypting card data and user PINs.

Career Highlights:

Ramachandran's career has been closely associated with the Diebold Self-Service Systems Division and Diebold, Inc. These companies, known for their cutting-edge banking equipment, provided the perfect platform for his inventive mind. During his tenure, Ramachandran pioneered various advances in automated banking machines, significantly improving the efficiency and security of financial transactions.

Collaborations:

Throughout his career, Ramachandran has collaborated with notable individuals in the industry. Among his notable coworkers are H Thomas Graef and Jeffery Enright. Working alongside these experts allowed Ramachandran to combine his knowledge with their insights, creating a synergistic environment for innovation.

Conclusion:

Natarajan Ramachandran's contributions to banking automation have redefined the way we conduct financial transactions. With 264 patents to his name, his inventions have enhanced both the security and convenience of banking for users worldwide. As an innovator, he continues to push the boundaries of technology, paving the way for a more efficient and secure banking experience.

Profile summary based on public USPTO records.