Murugesh Moorthy Panchali

Title: Innovations by Murugesh Moorthy Panchali

Introduction

Murugesh Moorthy Panchali is an accomplished inventor based in Sammamish, WA (US). He has made significant contributions to the field of payment transaction technology, holding two patents that enhance data integrity during electronic funds transfers.

Latest Patents

His latest patents include a system, method, and computer program product designed to ensure data integrity for conducting payment transactions. This innovative approach involves generating a transaction authorization request message that includes a payload associated with an electronic funds transfer at a point-of-sale (POS) device. The method incorporates the generation of a digital signature for the payload using a private key of a payment gateway system. This digital signature is then inserted into the transaction authorization request message, which is transmitted to a transaction service provider system. The process culminates in receiving a transaction authorization response message, thereby ensuring the integrity of the payment transaction.

Career Highlights

Murugesh is currently employed at Visa International Service Association, where he continues to develop cutting-edge solutions in the payment processing industry. His work focuses on enhancing security measures and improving the efficiency of financial transactions.

Collaborations

He collaborates with talented professionals such as Priya Nanduri and Vilas Hegde, contributing to a dynamic team that drives innovation in payment technologies.

Conclusion

Murugesh Moorthy Panchali's contributions to payment transaction technology exemplify the importance of innovation in ensuring data integrity. His patents reflect a commitment to enhancing the security and efficiency of electronic funds transfers.