Company Filing History:
Years Active: 2020-2024
Title: Innovator Profile: Michelle L. Hafner
Introduction: Michelle L. Hafner is a prominent inventor based in Chesterfield, Missouri, known for her significant contributions to the field of payment technologies. With a total of 8 patents to her name, she has demonstrated her expertise in advancing systems that enhance the functionality of financial transactions.
Latest Patents: Michelle's recent innovations include a patent for a "System and methods for enhanced authorization of prepaid cards." This invention presents a computer-implemented method that improves the authorization process for prepaid payment cards, utilizing an interchange network and an authorization computing device. The method encompasses routing communications between multiple merchants and issuing banks, managing transaction histories for prepaid cards, and determining fund availability for transactions.
Another notable patent is the "Systems and methods for tracking access data to a data source." This invention introduces an automatic billing updater (ABU) manager computing device that effectively manages and tracks access to account information. By receiving and storing account data, tracking access, and generating notifications, this device ensures that both security and efficiency are maintained in financial transactions.
Career Highlights: Michelle L. Hafner is associated with Mastercard International Incorporated, a leading company in the payments industry. Her work at Mastercard showcases her commitment to innovation and her ability to develop practical solutions for modern transaction challenges.
Collaborations: Throughout her career, Michelle has collaborated with esteemed colleagues, including Kyle Williams and David J. Senci. These partnerships signify the importance of teamwork in driving forward innovative solutions in the rapidly evolving financial technology sector.
Conclusion: Michelle L. Hafner is an influential figure in the domain of payment technologies, exemplifying creativity and technical prowess. Her contributions through her patents continue to shape the future of financial transactions, making them more efficient and secure for users worldwide.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.