Troy, OH, United States of America

Michelle E Ziolkowski

USPTO Granted Patents = 3 

Average Co-Inventor Count = 8.0

ph-index = 1

Forward Citations = 5(Granted Patents)


Company Filing History:


Years Active: 2023-2025

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3 patents (USPTO):Explore Patents

Title: Michelle E. Ziolkowski: Innovator in Payment Solutions

Introduction

Michelle E. Ziolkowski is a prominent inventor based in Troy, OH (US). She has made significant contributions to the field of payment solutions, holding a total of 3 patents. Her innovative work focuses on enhancing the efficiency of point of sale (POS) systems, particularly in facilitating instant cash transfers.

Latest Patents

One of her latest patents is titled "Instant Network Cash Transfer at Point of Sale." This invention involves POS devices, systems, and methods that enable merchants to make payments to non-customers, such as employees. The system determines the payment amount and transmits instructions to a payment system provider. As a result, funds are made available in the employee's bank account instantly or nearly instantly.

Career Highlights

Michelle currently works at Wells Fargo Bank, N.A., where she continues to develop innovative payment solutions. Her expertise in the financial technology sector has positioned her as a key player in advancing payment systems.

Collaborations

Throughout her career, Michelle has collaborated with notable colleagues, including Theresa Ann Clements and Daniel David. These partnerships have contributed to her success and the development of her patented technologies.

Conclusion

Michelle E. Ziolkowski is a trailblazer in the realm of payment innovations, with her work significantly impacting how transactions are processed. Her contributions continue to shape the future of financial technology.

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