Company Filing History:
Years Active: 2008-2013
Title: Michelle Banaugh: Innovator in Transaction Processing
Introduction
Michelle Banaugh is a prominent inventor based in Novato, California. She has made significant contributions to the field of transaction processing, holding a total of 4 patents. Her innovative work focuses on enhancing the efficiency and security of electronic transactions.
Latest Patents
Among her latest patents is the "Transaction ID system and process." This invention provides a system for creating, maintaining, and utilizing transaction identifiers, referred to as transaction DNA. The DNA is designed to facilitate precise transactional matching, ensuring that reconciliation is fast and automatic for merchants. Another notable patent is the "Method and apparatus for integrated payments processing and decisioning for internet transactions." This invention offers a comprehensive decisioning solution for merchants, integrating payment processing with features such as electronic fund transfers and authentication of parties.
Career Highlights
Michelle currently works at Wells Fargo Bank, N.A., where she applies her expertise in transaction processing. Her role involves developing innovative solutions that enhance the bank's capabilities in handling electronic transactions.
Collaborations
Some of her coworkers include George Luis Wood and Peggy J Fry, who contribute to her projects and innovations.
Conclusion
Michelle Banaugh's contributions to transaction processing demonstrate her commitment to innovation and efficiency in electronic transactions. Her patents reflect a deep understanding of the complexities involved in modern financial systems.