Michael Ying

Title: The Innovative Mind of Michael Ying

Introduction

Michael Ying is a notable inventor based in New York, NY (US). He has made significant contributions to the field of financial technology, holding a total of 3 patents. His work focuses on enhancing consumer experiences through innovative systems and methods.

Latest Patents

One of Michael Ying's latest patents is titled "Methods and systems for providing a best price guarantee." This invention allows financial institutions to offer a best price guarantee to their debit or credit card account holders. The system includes automatic price monitoring of purchased products and generates claim forms when a lower price is identified. The process involves receiving purchase information from a financial customer, storing it in a database, and comparing it to the lowest price available. If a lower price is found, a claim form is generated for the customer, relieving them of the burden typically associated with conventional price matching.

Career Highlights

Michael Ying has worked with Citicorp Credit Services, Inc., where he contributed to various projects that aimed to improve financial services. His experience in the industry has equipped him with the knowledge and skills necessary to innovate in the financial technology sector.

Collaborations

Throughout his career, Michael has collaborated with talented individuals such as Neeraj Sharma and Ateesh Tankha. These partnerships have likely played a role in the development of his innovative ideas and patents.

Conclusion

Michael Ying's contributions to financial technology through his patents demonstrate his commitment to improving consumer experiences. His innovative methods and systems continue to influence the industry and pave the way for future advancements.