Location History:
- Stillwater, MN (US) (2019)
- Kenmore, WA (US) (2010 - 2021)
Company Filing History:
4 out of 20 
1 out of 99 
Years Active: 2010-2021
Title: The Innovations of Michael Richard Bates
Introduction
Michael Richard Bates is an accomplished inventor based in Kenmore, Washington. He holds a total of six patents, showcasing his expertise in electronic payment systems and authentication technologies. His work has significantly contributed to the advancement of secure and efficient payment methods.
Latest Patents
One of Bates' notable inventions is an electronic payment and authentication system that includes features for verifying the authenticity of a payer, validating debit data, and facilitating debit payment transactions. This system allows consumers to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, assess the risk of debit transactions, and retrieve debit data associated with a particular consumer. This innovative approach enhances the security and reliability of electronic payments.
Career Highlights
Throughout his career, Bates has worked with prominent companies such as Efunds Corporation and Fidelity Information Services, LLC. His experience in these organizations has allowed him to develop and refine his inventions, contributing to the evolution of payment technologies.
Collaborations
Bates has collaborated with talented individuals in the field, including Whitney Hilton Stewart and Brian John Gallmeier. Their combined expertise has fostered innovation and progress in the realm of electronic payment systems.
Conclusion
Michael Richard Bates is a significant figure in the field of electronic payment innovations. His contributions through his patents and collaborations have paved the way for more secure and efficient payment solutions.