Company Filing History:
Years Active: 2000-2001
Title: Michael J Berg: Innovator in Internet Payment Systems
Introduction
Michael J Berg is a notable inventor based in Belmont, CA (US), recognized for his contributions to the field of internet payment systems. With a total of 2 patents, Berg has developed innovative solutions that enhance the security and efficiency of online transactions.
Latest Patents
Berg's latest patents include an "Internet payment system using smart card" and an "Internet loading system using smart card." The first patent outlines an architecture and system that utilizes a smart card for the payment of goods and services purchased online. This system involves a client server that manages interactions with consumers and interfaces with a card reader to accept smart cards. The payment server, which operates over the Internet, includes a computer and terminals that handle transactions securely. The architecture ensures that the client terminal emulates a security card, facilitating a seamless interaction with the smart card while employing encryption for security.
The second patent, the "Internet loading system using smart card," describes a system that allows for the loading and debiting of a smart card for online purchases. This system involves a client module that interacts with consumers and connects to various servers, including a bank server and a load server. The payment server processes transactions and confirms them with the merchant server, ensuring a smooth experience for consumers using their smart cards.
Career Highlights
Michael J Berg is currently associated with Visa International Service Association, where he continues to innovate in the realm of payment systems. His work has significantly impacted how consumers engage in online transactions, making them more secure and user-friendly.
Collaborations
Berg has collaborated with notable colleagues, including Virgil M Davis and Suzanne C Cutino, contributing to the advancement of payment technologies.
Conclusion
Michael J Berg's innovative patents and contributions to internet payment systems demonstrate his commitment to enhancing online transaction security and efficiency. His work continues to influence the way consumers interact with digital payment methods.