Michael Cassin

Title: Michael Cassin: Innovator in Token Authentication Technology

Introduction

Michael Cassin is a notable inventor based in Foster City, California. He has made significant contributions to the field of technology, particularly in the area of token authentication. With a total of three patents to his name, Cassin's work focuses on enhancing the security of transactions through innovative methods.

Latest Patents

Cassin's latest patents revolve around unique token authentication verification values. These embodiments are directed to systems and methods for validating transactions using a cryptogram. One embodiment details a method of processing a remote transaction initiated by a communication device provisioned with a token. The method involves receiving a request for a token authentication cryptogram from an application on the communication device. This cryptogram includes encrypted user exclusive data. The service provider computer generates the token authentication cryptogram to include this user exclusive data and sends it back to the application. The token authentication cryptogram can then be used to validate the transaction, with the user exclusive data being extracted during the validation process.

Career Highlights

Michael Cassin is currently associated with Visa International Service Association, where he applies his expertise in developing secure transaction methods. His work has been instrumental in advancing the security measures employed in financial transactions.

Collaborations

Cassin has collaborated with notable colleagues, including Christian Flurscheim and Christopher David Jones. These partnerships have contributed to the development of innovative solutions in the field of token authentication.

Conclusion

Michael Cassin's contributions to token authentication technology highlight his role as a key innovator in the industry. His patents reflect a commitment to enhancing transaction security, making a significant impact in the field.