This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Consumerinfo.com, Inc.. Active years: 2026.
Company Filing History:
Years Active: 2026
Title: Matt Nobar - Innovator in Credit Systems
Introduction
Matt Nobar is an accomplished inventor based in Irvine, CA (US). He has made significant contributions to the field of credit systems, particularly in creating methods that enhance the accessibility of credit for individuals without existing credit files. His innovative approach aims to streamline the process of generating new credit files while minimizing negative impacts.
Latest Patents
Nobar holds a patent for "Methods and apparatuses for generating a new credit file and adding tradelines." This patent describes systems and methods for providing new credit files for individuals lacking a credit history. The invention involves generating header information and assigning a personal identifier (or PIN) for the newly created header file without adversely affecting the new credit file, such as through a credit inquiry. The credit system can recommend the addition of new tradelines by reviewing transaction data from financial institutions to identify potential new credit opportunities. Additionally, it can infer an open date for a new tradeline by identifying the earliest transaction date corresponding to a specific category.
Career Highlights
Matt Nobar is currently employed at Consumerinfo.com, Inc., where he continues to develop innovative solutions in the credit industry. His work focuses on improving the accessibility of credit for individuals who may otherwise struggle to establish a credit history.
Collaborations
Nobar collaborates with talented professionals in his field, including John Haviland Cornell, III and Aaron Jordan Kline. These partnerships enhance the development of innovative credit solutions and contribute to the overall success of their projects.
Conclusion
Matt Nobar is a notable inventor whose work in credit systems has the potential to transform how individuals access credit. His innovative patent and ongoing contributions to Consumerinfo.com, Inc. highlight his commitment to improving financial accessibility for all.