Mary Carter Warren

Title: Mary Carter Warren: Innovator in Financial Account Customization

Introduction

Mary Carter Warren is a notable inventor based in Baltimore, MD (US). She has made significant contributions to the field of financial services through her innovative patents. With a total of 3 patents, her work focuses on enhancing user experience in account management.

Latest Patents

One of her latest patents is titled "System and method for establishing or modifying an account with user selectable terms." This invention relates to methods that allow account holders to easily customize the terms of various accounts, including loan accounts, asset accounts, mortgage accounts, insurance accounts, and brokerage accounts. The exemplary embodiments of this invention enable users to specify preferred terms such as cost, rewards programs, card design, affiliates, credit line, and payment due date. The financial service provider, such as a bank, can make these terms easily accessible through an internet website or an automated phone system, allowing users to specify their preferences effortlessly. Additionally, the customization methods can dynamically update available terms as users select their desired options.

Another patent by Mary Carter Warren also focuses on techniques for administering accounts with financial institutions. This patent outlines how an account holder can execute purchase transactions using their account while associating rewards information with affiliates based on account usage. The financial institution calculates compensation for affiliates based on these transactions, further enhancing the user experience.

Career Highlights

Mary Carter Warren is currently employed at JPMorgan Chase Bank, N.A., where she continues to innovate in the financial sector. Her work has significantly impacted how financial institutions interact with their customers, making account management more user-friendly and customizable.

Collaborations

Some of her notable coworkers include Donna M. Barrett and Donald H. Schmitt, who contribute to the collaborative environment at JPMorgan Chase Bank.

Conclusion

Mary Carter Warren's innovative patents and contributions to financial account customization demonstrate her commitment to improving user experience in the banking sector. Her work continues to influence how financial services are delivered, making her a key figure in the industry.