Company Filing History:
Years Active: 2024
Title: Innovation in Dynamic Purchasing Power Visualization by Martin Figueroa-Ramirez
Introduction: Martin Figueroa-Ramirez, an inventive mind based in Silver Spring, MD, has made a noteworthy contribution to financial technology with his patent for dynamic purchasing power visualization. His innovative approach utilizes machine learning to enhance consumer understanding of their purchasing capabilities.
Latest Patents: Martin holds a patent for a groundbreaking method titled "Dynamic Purchasing Power Visualization." This patent focuses on determining and communicating purchasing power through visualization techniques. Key to this design is a trained machine learning model that calculates a dynamic spending limit using credit card and credit score data. The difference between this dynamic limit and the current balance allows for a determination of purchasing power, enabling users to visualize their financial options better. The invention also includes a graphic representation that overlays on or around the physical card, enhancing the user experience.
Career Highlights: Currently, Martin works at Capital One Services, LLC, where he leverages his innovative skills to drive improvements in customer financial tools. His work not only reflects his expertise in the field but also contributes significantly to the technological advancements within the financial services sector.
Collaborations: Throughout his career, Martin has collaborated with fellow innovator Susan Hogan Davis. Together, they have explored various methodologies to enhance financial visualization and machine learning applications within their company, fostering a culture of innovation.
Conclusion: Martin Figueroa-Ramirez’s contributions to the financial technology space exemplify the intersection of innovation and practicality. His patent for dynamic purchasing power visualization serves as a testament to his ingenuity and commitment to improving user experience in financial services. With continued collaboration and a passion for invention, Martin is poised to influence the future of financial technologies significantly.