New York, NY, United States of America

Mark L Beard


Average Co-Inventor Count = 1.0

ph-index = 3

Forward Citations = 63(Granted Patents)


Company Filing History:


Years Active: 2011-2013

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3 patents (USPTO):Explore Patents

Title: Innovations by Mark L Beard

Introduction

Mark L Beard is an accomplished inventor based in New York, NY (US). He holds a total of 3 patents that showcase his expertise in financial analytics and working capital management. His innovative approaches have made significant contributions to the field.

Latest Patents

One of his latest patents is a system and method for measuring and utilizing pooling analytics. This invention quantifies the working capital benefit of pooling several separate cash accounts. The average cash balance of the pooled account is determined by summing the means of each individual account. Additionally, the standard deviation of the pooled account is calculated as the square root of the sum of the squares of the standard deviations of the individual accounts. The minimum cash level of the pooled account is established to be 2.3 times the square root of the sum of the squares of the standard deviations of the individual accounts. This method highlights that if pooling is beneficial from a working capital perspective, the minimum cash required in the pooled account will be significantly less than the aggregate cash required by the separate companies.

Career Highlights

Throughout his career, Mark has worked with prominent financial institutions, including JPMorgan Chase Bank, N.A. and JPMorgan Chase, N.A. His experience in these organizations has allowed him to develop and refine his innovative ideas in financial management.

Conclusion

Mark L Beard's contributions to the field of financial analytics through his patents demonstrate his commitment to improving working capital management. His innovative systems and methods continue to influence the industry positively.

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