Company Filing History:
Years Active: 2013-2025
Title: Innovations of Mark Hibbard
Introduction
Mark Hibbard is an accomplished inventor based in Chatham, NJ (US), known for his significant contributions to the field of financial technology. With a total of seven patents to his name, Hibbard has developed innovative methods and systems that enhance the verification of customer financial account information and facilitate global transfers.
Latest Patents
One of Hibbard's latest patents is titled "Methods and systems for verifying customer supplied financial account information using debit and credit transactions." This invention describes methods for verifying customer-supplied financial account information through electronic transactions. The process involves transmitting a debit and credit transaction to the customer's financial account based on the provided information. It also includes sending a first verification code as part of the transaction and receiving a second verification code from the customer for comparison. The system verifies the financial account information based on this comparison.
Another notable patent is "Systems and methods for global transfers." This invention outlines a computer system designed to facilitate global transfers for customers with multiple accounts across different countries. The system can handle both foreign exchange (FX) and non-FX transfers. It includes a customer database, a user interface, and a computer application that implements the global transfer process.
Career Highlights
Mark Hibbard has worked with prominent companies in the financial technology sector, including HSBC Technology & Services (USA) Inc. and HSBC Technologies Inc. His experience in these organizations has contributed to his expertise in developing innovative solutions for financial transactions.
Collaborations
Hibbard has collaborated with various professionals in his field, including his coworker Stuart Bain. Their joint efforts have likely played a role in advancing the technologies they have developed.
Conclusion
Mark Hibbard's contributions to financial technology through his patents demonstrate his innovative spirit and commitment to improving customer financial services. His work continues to influence the industry and pave the way for future advancements.