Company Filing History:
Years Active: 2011-2014
Title: Innovations by Maria Teresita Vicente
Introduction
Maria Teresita Vicente is an accomplished inventor based in Marlton, NJ (US). She has made significant contributions to the field of financial technology, holding a total of six patents. Her innovative work focuses on developing systems and methods that enhance borrowing schemes for users.
Latest Patents
Among her latest patents is a system and method for providing borrowing schemes. This method involves several steps, including determining a designated event using a programmed computer processor and providing incentives to users via a network. The incentives may include upgrades, discounts, or access related to the designated event. Additionally, the system determines whether a transaction is associated with the designated event and rewards benefits accordingly. Another notable patent is also a system and method for providing borrowing schemes, which establishes an interest-free revolving account. This method includes setting periodic payments and automatically revising the account based on user performance metrics over time.
Career Highlights
Maria Teresita Vicente currently works at JPMorgan Chase Bank, N.A., where she applies her expertise in financial technology. Her role involves leveraging her innovative ideas to improve banking services and enhance customer experiences.
Collaborations
Some of her coworkers include Frank Cawley Dragotta and Manning R Field, who contribute to the collaborative environment at JPMorgan Chase Bank.
Conclusion
Maria Teresita Vicente is a pioneering inventor whose work in financial technology has led to multiple patents that improve borrowing schemes. Her contributions continue to shape the future of banking and finance.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.