The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 13, 2014
Filed:
Feb. 17, 2009
Maria Teresita Vicente, Marlton, NJ (US);
Frank Cawley Dragotta, Philadelphia, PA (US);
Manning R. Field, Media, PA (US);
Joy Lynn Koppenhaver, Bear, DE (US);
James Samuel Moed, Baltimore, MD (US);
Ryan Alan Jacoby, New York, NY (US);
Ian Michael Groulx, Oakland, CA (US);
Heather Margaret Emerson, San Francisco, CA (US);
Jennifer C. Mcgarry, Haddonfield, NJ (US);
Maria Teresita Vicente, Marlton, NJ (US);
Frank Cawley Dragotta, Philadelphia, PA (US);
Manning R. Field, Media, PA (US);
Joy Lynn Koppenhaver, Bear, DE (US);
James Samuel Moed, Baltimore, MD (US);
Ryan Alan Jacoby, New York, NY (US);
Ian Michael Groulx, Oakland, CA (US);
Heather Margaret Emerson, San Francisco, CA (US);
Jennifer C. McGarry, Haddonfield, NJ (US);
JPMorgan Chase Bank, N.A., New York, NY (US);
Abstract
A system and method providing a borrowing scheme. The method comprises the steps of: determining a designated event using the programmed computer processor; determining parameters associated with the designated event using the programmed computer processor; providing incentives to the user via the network, wherein the incentives comprise upgrades, discounts or access associated with the designated event; determining whether a transaction is associated with the designated event using the programmed computer processor; rewarding at least one benefit to the transactions associated with the designated event using the programmed computer processor; and allowing a user to selectively pay down transactions or balance amount(s) associated with the designated event.