This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Consumerinfo.com, Inc.. Active years: 2026.
Company Filing History:
Years Active: 2026
Title: Lucy Okamuro: Innovator in Credit Systems
Introduction
Lucy Okamuro is a notable inventor based in Costa Mesa, CA (US). She has made significant contributions to the field of credit systems, particularly in creating methods that assist individuals in establishing new credit files. Her innovative approach addresses the challenges faced by those without existing credit histories.
Latest Patents
Lucy Okamuro holds a patent for "Methods and apparatuses for generating a new credit file and adding tradelines." This patent describes systems and methods for providing new credit files for individuals without a credit file by generating header information and assigning a personal identifier (or PIN) for the newly created header file. The invention ensures that there are no negative impacts on the new credit file, such as a credit inquiry. The credit system can recommend the addition of new tradelines by reviewing transaction data from financial institutions to identify potential new credit opportunities.
Career Highlights
Lucy is currently employed at Consumerinfo.com, Inc., where she continues to develop innovative solutions in the credit industry. Her work focuses on enhancing the accessibility of credit for individuals who may otherwise struggle to establish a credit history.
Collaborations
Throughout her career, Lucy has collaborated with talented professionals, including John Haviland Cornell, III and Aaron Jordan Kline. These collaborations have contributed to the advancement of her projects and the overall impact of her work in the field.
Conclusion
Lucy Okamuro's contributions to credit systems demonstrate her commitment to innovation and improving financial accessibility. Her patent and ongoing work at Consumerinfo.com, Inc. highlight her role as a key player in the evolution of credit solutions.