Company Filing History:
Years Active: 2012
Title: Kristin R. Hoyne Gomes: Innovator in Financial Transaction Authorization
Introduction
Kristin R. Hoyne Gomes is a notable inventor based in Fenton, Missouri, who has made significant contributions to the field of financial technology. With two patents to her name, she has developed innovative methods for authorizing financial transactions, enhancing the security and efficiency of financial processes.
Latest Patents
Kristin's latest patents include "Authorization Request for Financial Transactions" and "Post-Authorization Message for a Financial Transaction." The first patent provides a comprehensive method, system, and computer program product for authorizing financial transactions. It allows financial institutions to identify risks associated with transactions based on product details sent by merchants. The financial institution then notifies the merchant about the authorization status, enabling them to fulfill or terminate the transaction accordingly. The second patent focuses on post-authorization processing, allowing merchants to assess the feasibility of transactions after receiving authorization from financial institutions. This method ensures that transactions are processed based on real-time assessments, enhancing the overall transaction experience.
Career Highlights
Kristin is currently employed at American Express Travel Related Services Company, Inc., where she applies her expertise in financial technology. Her work has been instrumental in developing systems that improve transaction security and efficiency.
Collaborations
Throughout her career, Kristin has collaborated with talented professionals, including Chanderpreet Duggal and Peter Georger Harris. These collaborations have contributed to her innovative work in the financial sector.
Conclusion
Kristin R. Hoyne Gomes stands out as a pioneering inventor in the realm of financial transaction authorization. Her contributions have significantly impacted the industry, making financial transactions safer and more efficient.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.