The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 09, 2012
Filed:
Apr. 01, 2009
Chanderpreet Singh Duggal, Phoenix, AZ (US);
Kristin R. Hoyne Gomes, Fenton, MO (US);
Peter Georger Harris, Scottsdale, AZ (US);
Meghan Mary Paciorek Kroneman, Phoenix, AZ (US);
Chanderpreet Singh Duggal, Phoenix, AZ (US);
Kristin R. Hoyne Gomes, Fenton, MO (US);
Peter Georger Harris, Scottsdale, AZ (US);
Meghan Mary Paciorek Kroneman, Phoenix, AZ (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
Embodiments of the present invention provide a method, system, and computer program product for authorizing a financial transaction. A financial institution can identify financial risk associated with the financial transaction based on product details. The product details are sent to the financial institution by a merchant along with the authorization request. The financial institution, then, notifies the merchant regarding authorization of the financial transaction based on the risk assessment. Finally, the merchant fulfills or terminates the financial transaction based on the notification received regarding authorization request.