Kris M Horvath

Title: Innovations by Kris M Horvath

Introduction

Kris M Horvath is an accomplished inventor based in O'Fallon, MO (US). He has made significant contributions to the field of payment processing technology, holding a total of four patents. His work focuses on methods to enhance security and prevent fraud in financial transactions.

Latest Patents

One of Kris M Horvath's latest patents is titled "Methods and apparatus for preventing fraud in payment processing transactions." This innovative method involves receiving an authorization request for a purchase transaction and determining whether the request originated from proximity-reading a payment device. If it is confirmed that the authorization request arose from such a device, the method maps a first account number into a second account number associated with it, provided the first account number qualifies for mapping. The authorization request is then transmitted to an issuer financial institution with the second account number substituted for the first.

Career Highlights

Kris M Horvath is currently employed at Mastercard International Incorporated, where he continues to develop cutting-edge solutions for payment processing. His expertise in this area has positioned him as a key player in the fight against financial fraud.

Collaborations

Throughout his career, Kris has collaborated with notable colleagues, including Maurice David Liscia and Jean-Louis Rouquet. These partnerships have fostered innovation and contributed to the advancement of technology in the financial sector.

Conclusion

Kris M Horvath's work exemplifies the importance of innovation in payment processing technology. His patents reflect a commitment to enhancing security and preventing fraud, making a significant impact in the industry.