Kimberly L Hoechst

Title: Innovations by Kimberly L Hoechst

Introduction

Kimberly L Hoechst is an accomplished inventor based in West Chester, PA (US). She has made significant contributions to the field of financial services through her innovative patents. With a total of 2 patents, her work focuses on enhancing user experience in account management.

Latest Patents

One of her latest patents is titled "System and method for establishing or modifying an account with user selectable terms." This invention relates to methods that allow account holders to easily customize the terms of various accounts, including loan accounts, asset accounts, mortgage accounts, insurance accounts, and brokerage accounts. The exemplary embodiments of this invention enable users to specify preferred terms such as cost, rewards programs, card design, affiliates, credit line, and payment due date. The financial service provider, such as the issuing bank, can make these terms easily accessible through an internet website or an automated phone system, allowing users to specify their preferences effortlessly. The customization methods can be applied to both opening new accounts and modifying existing ones, with dynamic updates to available terms as users make selections.

Career Highlights

Kimberly currently works at JPMorgan Chase Bank, N.A., where she continues to innovate in the financial sector. Her expertise in account management systems has positioned her as a valuable asset to her team.

Collaborations

Some of her notable coworkers include Mary Carter Warren and Marc Fredman, who contribute to the collaborative environment that fosters innovation at JPMorgan Chase Bank.

Conclusion

Kimberly L Hoechst's contributions to the field of financial services through her patents demonstrate her commitment to improving user experience in account management. Her innovative approaches are paving the way for more customizable financial solutions.