Kimberly J Hirsch

Title: Innovations by Kimberly J Hirsch in Housing Finance

Introduction

Kimberly J Hirsch is an accomplished inventor based in Reston, Virginia. She has made significant contributions to the housing finance industry through her innovative patent. Her work focuses on computerized systems and methods that facilitate the flow of capital in this vital sector.

Latest Patents

Hirsch holds a patent for "Computerized systems and methods for facilitating the flow of capital through the housing finance industry." This invention provides a system for determining interest rate quotes and points for mortgage loans tailored to individual borrowers. The system includes input means for obtaining borrower and mortgage loan information, as well as means for retrieving underwriting characteristics. It calculates interest rate quotes and points based on various factors, including credit risk adjustments determined by credit scores and loan-to-value ratios.

Career Highlights

Throughout her career, Kimberly J Hirsch has demonstrated a commitment to innovation in the housing finance sector. Her patent reflects her expertise in developing systems that enhance the efficiency of mortgage lending processes. This invention not only benefits lenders but also helps borrowers secure more favorable loan terms.

Collaborations

Hirsch has collaborated with notable professionals in her field, including Michael J Williams and David N Voth. These partnerships have likely contributed to the development and refinement of her innovative solutions.

Conclusion

Kimberly J Hirsch's contributions to the housing finance industry through her patent exemplify her dedication to innovation. Her work continues to influence the way capital flows in this essential market.