This inventor holds 2 USPTO granted patents. Top assignee: American Express Travel Related Services Company, Inc.. Active years: 2011.
Company Filing History:
Years Active: 2011
Title: Keye G Jin: Innovator in Financial Technology
Introduction
Keye G Jin is a notable inventor based in Montclair, NJ (US). He has made significant contributions to the field of financial technology, particularly through his innovative approaches to transaction card systems. With a total of 2 patents, Jin has developed methods that enhance the functionality and user experience of financial products.
Latest Patents
One of Jin's latest patents is a method and apparatus for a no pre-set spending limit transaction card. This invention combines features of both credit and charge cards, introducing an overlimit spend feature along with a communicated line of credit. The transaction card allows users to carry a balance similar to a credit card while requiring them to pay down the balance at the end of each billing cycle. When users reach or exceed their communicated line of credit, each new transaction request is evaluated on a case-by-case basis, utilizing an overlimit spend authorization process.
Career Highlights
Keye G Jin is currently employed at American Express Travel Related Services Company, Inc. His work at this prestigious company has allowed him to apply his innovative ideas in a practical setting, contributing to advancements in the financial services industry.
Collaborations
Throughout his career, Jin has collaborated with notable colleagues, including Fred Jubitz and Luigi E Merli. These partnerships have fostered a creative environment that encourages the development of groundbreaking financial solutions.
Conclusion
Keye G Jin's contributions to the field of financial technology exemplify the impact of innovation on everyday financial transactions. His work continues to influence the way consumers interact with their financial products, paving the way for future advancements in the industry.