Company Filing History:
Years Active: 2021-2023
Title: Kevin A Vo: Innovator in Automated Capital Origination
Introduction
Kevin A Vo is a notable inventor based in Boston, MA (US), recognized for his contributions to the field of automated capital origination. With a total of 3 patents, Vo has developed innovative systems that leverage point-of-sale data to enhance financial services.
Latest Patents
One of Vo's latest patents is a "System for automated origination of capital based on point-of-sale data informed by location." This system includes a rate processor, a revenue forecaster, and an offer processor. The rate processor generates prices for capital product offers to subscribers of a point-of-sale (POS) subscription service, utilizing probability of default (PD) values derived from historical POS data. The revenue forecaster predicts future POS data and generates predicted total revenues for subscribers over a payback period. The offer processor then transmits capital product offers that include the payback period, prices, and maximum dollar amounts based on predicted revenues.
Another significant patent is the "System for automated origination of capital based on point-of-sale data informed by time of year." Similar to the previous system, it employs a rate processor, revenue forecaster, and offer processor. This system also utilizes historical POS data, but it incorporates seasonal indicators to enhance the accuracy of revenue predictions and capital product offers.
Career Highlights
Kevin A Vo is currently employed at Toast, Inc., where he continues to innovate in the financial technology sector. His work focuses on creating systems that streamline capital origination processes, making them more efficient and data-driven.
Collaborations
Vo collaborates with talented individuals such as Jared J Rand and Alan Z Zhao, contributing to a dynamic work environment that fosters innovation and creativity.
Conclusion
Kevin A Vo's contributions to automated capital origination demonstrate his commitment to leveraging technology for financial advancements. His innovative patents reflect a deep understanding of market needs and the potential of data-driven solutions.