Location History:
- Mechanicsville, VA (US) (2019 - 2022)
- McLean, VA (US) (2024)
Company Filing History:
Years Active: 2019-2024
Title: Innovations by Kenneth S. Childs
Introduction
Kenneth S. Childs is an accomplished inventor based in Mechanicsville, VA (US). He has made significant contributions to the field of automobile financing through his innovative ideas and patented technologies. With a total of 3 patents, Childs has demonstrated a commitment to enhancing the consumer experience in the automotive market.
Latest Patents
One of Kenneth S. Childs' latest patents is focused on systems and methods for providing user-controlled automobile financing. This invention outlines methods and systems that allow buyers to obtain approved financing in advance of purchasing an item, such as an automobile. The prospective buyer is empowered to maintain control over the financing throughout the sales process. The financial service system configures a financing website tailored for the buyer, collecting personal information and details about the desired item. It then approves loan parameters for the buyer and provides a link to access the financing website on a mobile device while at a dealership. This flexibility allows financing parameters to be edited throughout the process until the final sales agreement, instilling confidence and adaptability in the buying experience.
Career Highlights
Kenneth S. Childs is currently associated with Capital One Services, LLC, where he continues to innovate in the financial services sector. His work focuses on improving the efficiency and user-friendliness of automobile financing solutions.
Collaborations
Throughout his career, Childs has collaborated with notable colleagues, including Katherine D. Forrester and Patrick Eberle. These partnerships have contributed to the development of his innovative ideas and patents.
Conclusion
Kenneth S. Childs is a notable inventor whose work in user-controlled automobile financing has the potential to transform the automotive purchasing process. His contributions reflect a deep understanding of consumer needs and a commitment to innovation in financial services.