Keith Reichenbach is a notable inventor based in Mullica Hill, NJ (US). He has made significant contributions to the field of financial products through his innovative patents. With a total of 2 patents, Reichenbach has focused on enhancing the customer experience in financial services.

Latest Patents

Reichenbach's latest patents revolve around systems and methods for pre-approving and pre-underwriting customers for financial products. One of his methods includes receiving targeting criteria based on current accounts, assets, creditworthiness, and credit risk. This process identifies a target population of customers for financial product offers by applying the targeting criteria. Each customer in the target population is reviewed for underwriting based on inferred income and existing accounts with the financial institution. The underwriting is performed before the financial product is offered, ensuring a streamlined process. The method also determines the best channel to present the offer to customers who pass underwriting, ultimately communicating the offer and initiating account openings through a fulfillment engine.

Career Highlights

Reichenbach is currently employed at JPMorgan Chase Bank, N.A., where he continues to develop innovative solutions in the financial sector. His work focuses on improving the efficiency and effectiveness of financial product offerings.

Collaborations

Some of his notable coworkers include Vidyasankar Narayanan and W. David Thomas, who contribute to the collaborative environment at JPMorgan Chase Bank.

Conclusion

Keith Reichenbach's contributions to financial product innovations demonstrate his commitment to enhancing customer experiences in the banking sector. His patents reflect a forward-thinking approach to financial services, paving the way for more efficient processes.