Karl Muehlberger

Title: The Innovations of Karl Muehlberger

Introduction

Karl Muehlberger is an accomplished inventor based in Lakeland, FL (US). He holds 2 patents that showcase his innovative contributions to the field of technology. His work primarily focuses on enhancing transaction processes through advanced systems.

Latest Patents

One of Muehlberger's notable patents is a "Method for processing debit purchase transactions using a counter-top." This invention features a customer-operated counter-top terminal system that activates various debit card transactions. It provides secure communications with a host computer database and issues a decrypted authorization code to the customer. The system includes a main terminal unit equipped with an alphanumeric display, a CPU, memory, and all necessary interface devices. It also has a keypad for entering Personal Identification Numbers (PIN), programmable function keys, and a swipe reader for reading various cards. Additionally, the main terminal unit includes a printer for printing receipts for both customers and retailers. This system allows merchants to accept all credit and ATM cards, ensuring guaranteed payment for their services.

Another significant patent is the "Telephone debit card dispenser and method." This invention involves a microprocessor-controlled vending machine that automatically vends telephone debit cards. Customers can pay using cash or credit and select their desired telephone card value and telecommunications carrier. The machine dispenses prepaid and printed cards, along with optional printed receipts that include an access code and prepaid value. The vending machine communicates in real-time with an electronic funds clearing house for customer validity and funds approval, ensuring a seamless transaction process.

Career Highlights

Muehlberger has worked with several companies throughout his career, including New View Technologies, Inc. and Southeast Phonecard, Inc. His experience in these organizations has contributed to his expertise in developing innovative transaction systems.

Collaborations

Some of Muehlberger's notable coworkers include Michael Frank Hughes and Richard Sinek. Their collaboration has likely influenced his inventive processes and contributed to the success of his projects.

Conclusion

Karl Muehlberger's contributions to technology through his patents demonstrate his commitment to innovation in transaction processing systems. His work continues to impact the way transactions are conducted, providing efficiency and security for both customers and merchants.