Julia Elyasheva

Title: Julia Elyasheva: Innovator in Payment Systems and Engagement Technologies

Introduction

Julia Elyasheva is a prominent inventor based in Woodmere, NY (US), known for her innovative contributions to payment systems and gamification technologies. With a total of 3 patents, she has made significant strides in enhancing user engagement and payment security.

Latest Patents

One of her latest patents is titled "Systems and methods for payment token provisioning with variable risk evaluation." This invention outlines a method where an issuer backend receives a payload from an electronic wallet application, determines card eligibility for provisioning, generates a card payload, and communicates it to the payment network. The payment network then creates a payment token, which includes payment token origin information. The method also involves generating a risk profile for the payment token and activating it upon validation.

Another notable patent is "Systems and methods for gamification-based engagement." This invention describes a method that utilizes customer activity data to create dynamic customer profiles. It includes steps for retrieving challenge data, dynamically matching customers to challenges, issuing those challenges, and tracking customer responses to update their profiles accordingly.

Career Highlights

Julia Elyasheva currently works at JPMorgan Chase Bank, N.A., where she applies her expertise in developing innovative solutions for financial services. Her work focuses on enhancing customer experiences through advanced technology.

Collaborations

Some of her notable coworkers include David Christopher Carey and Craig M. Mullaney, who contribute to her projects and innovations.

Conclusion

Julia Elyasheva stands out as a leading inventor in the fields of payment systems and gamification technologies. Her patents reflect her commitment to improving user engagement and security in financial transactions.