Newark, DE, United States of America

Joyesh Sengupta

This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Jpmorgan Chase Bank, N.a.. Active years: 2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Joyesh Sengupta. Retrieved from https://idiyas.com/inventor/joyesh-sengupta

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 1 

Average Co-Inventor Count = 1.0

ph-index = 1


Company Filing History:


Years Active: 2026

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1 patent (USPTO):Explore Patents

Title: Joyesh Sengupta: Innovator in Transaction Decisioning Technology

Introduction

Joyesh Sengupta is a notable inventor based in Newark, DE (US). He has made significant contributions to the field of transaction decisioning technology. With a focus on improving financial processes, his work has the potential to enhance customer experiences in banking.

Latest Patents

Joyesh Sengupta holds 1 patent for his invention titled "Systems and methods for continuously updating and runtime processing of decisioning." This patent describes a method that involves receiving a customer pre-approval notification and a stream of transactions associated with a demand deposit account. The method applies transaction eligibility rules to determine which transactions are eligible for credit products, thereby streamlining the decision-making process for financial institutions.

Career Highlights

Joyesh currently works at JPMorgan Chase Bank, N.A., where he applies his expertise in transaction decisioning. His role involves leveraging innovative techniques to improve the efficiency of financial transactions. His contributions are vital in ensuring that customers receive timely and relevant financial services.

Collaborations

Joyesh collaborates with talented professionals such as Aaron Mercurio and Rasik Goyal. Together, they work on advancing the capabilities of transaction decisioning platforms, contributing to the overall success of their projects.

Conclusion

Joyesh Sengupta is a pioneering inventor whose work in transaction decisioning technology is shaping the future of banking. His innovative approaches are essential for enhancing customer service and operational efficiency in financial institutions.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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