Company Filing History:
Years Active: 2018-2024
Title: Innovator Spotlight: Joseph Wall
Introduction: Joseph Wall, an accomplished inventor based in San Antonio, Texas, is recognized for his significant contributions to the field of banking technology. With a total of 13 patents to his name, Wall has become a notable figure in the innovation landscape, particularly for his work with the United Services Automobile Association (USAA).
Latest Patents: Among Wall's innovative patents, two stand out for their practical applications in personal finance management. The first patent, titled "Systems and methods for generating account forecast alerts," outlines a system designed to help users manage their bank accounts more effectively. This system includes a processor that analyzes a user’s account information—comprising various transactions—and estimates a burn rate of funds. Based on this analysis, the system can determine an expected savings balance and generate alerts when the balance falls below a certain threshold. These alerts are sent to the user’s computing device, providing an electronic display of their expected savings status.
Another noteworthy patent from Wall is the "Display screen or portion thereof with a payday forecast graphical user interface." This patent focuses on enhancing user experience by providing a graphical interface that visually represents financial data, particularly projections relating to payday forecasts.
Career Highlights: Joseph Wall's career at USAA has been marked by a commitment to innovation in financial services. His work spans multiple aspects of banking technology, specifically in creating systems that enhance user engagement and provide valuable insights into personal finance. Wall's ability to merge technological advancements with banking needs underscores the importance of innovation in improving customer experiences.
Collaborations: Throughout his career, Wall has collaborated with talented professionals, including his coworkers Michael Aaron McGlasson and Stephen Holloway. These partnerships highlight the collaborative nature of innovation, where diverse perspectives and skills converge to create groundbreaking solutions.
Conclusion: Joseph Wall exemplifies the spirit of innovation in the banking industry. With a track record of 13 patents, his contributions continue to impact how users interact with their finances. As technology evolves, Wall's work remains crucial in bridging the gap between complex banking systems and user-friendly applications, paving the way for a more informed and empowered customer base.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.