This inventor holds 2 USPTO granted patents and 1 published patent application. Top assignee: Visa International Service Association. Active years: 2017-2021.
Company Filing History:
Years Active: 2017-2021
Title: Joseph Gordon Cooper: Innovator in Mobile Financial Transactions
Introduction
Joseph Gordon Cooper is a notable inventor based in Singapore, SG. He has made significant contributions to the field of electronic financial services, particularly through his innovative patents. With a total of 2 patents, Cooper is recognized for his work in creating systems that enhance the efficiency of financial transactions.
Latest Patents
One of Cooper's latest patents focuses on interoperable financial transactions via mobile devices. This method and system provide electronic financial services using mobile communications devices, eliminating the need for traditional banking systems such as plastic cards, POS machines, branches, and ATMs. Consumers can deposit and withdraw money from their accounts using their mobile devices, assisted by local agents, without ever needing to visit a bank branch. The system utilizes the consumer's ID and mobile number to generate a PAN, which is then used to route transactions. Additionally, it employs indicators to identify the purpose of transactions, facilitating appropriate interchange, clearing, and settlement among participating entities. The system also offers real-time feedback on transactions and reduces costs by allowing agents to service consumers from multiple banks and payment service providers.
Career Highlights
Joseph Gordon Cooper is currently associated with Visa International Service Association, where he continues to innovate in the financial technology sector. His work has been instrumental in shaping the future of mobile financial services.
Collaborations
Cooper has collaborated with notable colleagues such as Ashish Kulpati and Ginger Baker, contributing to the advancement of financial technology solutions.
Conclusion
Joseph Gordon Cooper's innovative patents and contributions to mobile financial transactions highlight his role as a key figure in the evolution of electronic financial services. His work not only simplifies financial transactions but also enhances accessibility for consumers worldwide.