Location History:
- Metuchen, NJ (US) (1993)
- Hollywood, CA (US) (1978 - 2022)
Company Filing History:
14 out of 90 
12 out of 31 
6 out of 52 Years Active: 1978-2022
Title: **Joseph C Kawan: Innovator in Financial Technology**
Introduction
Joseph C Kawan is a prolific inventor based in Hollywood, CA, holding an impressive portfolio of 35 patents. His innovative contributions focus primarily on advancements in financial technology, enhancing the methods and systems for value exchange in transactions.
Latest Patents
Among his latest inventions is a pivotal system, method, and apparatus for value exchange utilizing value-storing applications. This innovation details a process for exchanging value through a smart card designed for financial transactions. The smart card features both a contact interface and a contactless interface, which work in conjunction with applications managed by a microprocessor. Specifically, the invention includes a closed purse application that contains application-specific value and an open purse application that holds general value. Each value type is compatible within the system, facilitating smooth financial transactions. Furthermore, it introduces an auto-load functionality that enhances user experience by allowing the addition of value to the smart card seamlessly, thereby catering to various applications, such as transportation and loyalty programs.
Another significant patent by Kawan is focused on methods and systems for controlling certificate-based open payment transactions. This invention establishes a framework where a customer can obtain a certificate from a service provider, such as a bank, certifying their identification and relevant financial information before engaging with a merchant POS terminal or website. This multi-functional service provider acts as an authenticator, certificate authority, and authorizing authority to ensure secure and efficient transactions.
Career Highlights
Throughout his career, Kawan has made impactful contributions while working with notable firms such as Citicorp Development Center, Inc. and Transaction Technology Inc. His innovations have played a crucial role in shaping modern financial transaction systems.
Collaborations
Kawan has had the opportunity to collaborate with esteemed professionals in the field, including Ronald King-Hang Chu and Charles Golvin. These collaborations have undoubtedly enriched his work and allowed for the sharing of ideas that push the boundaries of technology.
Conclusion
Joseph C Kawan exemplifies the spirit of innovation in financial technology, leveraging his expertise to drive progress in value exchange systems. With numerous patents to his name, Kawan continues to influence the landscape of financial transactions, demonstrating the profound impact of ingenuity on everyday processes.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.