Los Altos, CA, United States of America

Joseph A Schrader

USPTO Granted Patents = 1 


 

Average Co-Inventor Count = 3.0

ph-index = 1

Forward Citations = 940(Granted Patents)


Company Filing History:


Years Active: 1999

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1 patent (USPTO):Explore Patents

Title: The Innovations of Joseph A. Schrader

Introduction

Joseph A. Schrader is an accomplished inventor based in Los Altos, California. He is known for his innovative contributions to the field of personal online banking. With a focus on enhancing user experience, Schrader has developed a unique software product that integrates various aspects of personal finance management.

Latest Patents

Schrader holds a patent for a groundbreaking invention titled "Personal online banking with integrated online statement and checkbook." This software product features a computer-implemented method and system that provides an integrated user interface. The interface displays three simultaneously shown items of information: a list of transaction instructions, a list of uncleared transactions, and a list of cleared transactions. This simultaneous display allows for seamless interaction between the lists, integrating tasks typically associated with personal finance software and online banking products. Additionally, the system displays two account balances: one for cleared transactions and another that includes both cleared and uncleared transactions. This feature offers users a comprehensive view of their account status and available funds. The software also supports online bill payment, electronic funds transfer, and checkbook transactions, eliminating the need for navigation through multiple user interfaces.

Career Highlights

Joseph A. Schrader is currently employed at Intuit, Inc., a company renowned for its financial software solutions. His work at Intuit has allowed him to contribute significantly to the development of user-friendly banking solutions that cater to the needs of consumers.

Collaborations

Throughout his career, Schrader has collaborated with talented individuals such as Patanjali Bhatt and Charles A. Altekruse. These collaborations have fostered an environment of innovation and creativity, leading to the development of effective financial solutions.

Conclusion

Joseph A. Schrader's contributions to personal online banking have made a significant impact on the way individuals manage their finances. His innovative patent showcases his commitment to improving user experience in the financial sector.

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