Intuit, Inc.

Microsoft Corporation

Joseph A Schrader

Patanjali Bhatt

Alice Jane Brush

Allyson M Krieger

Terri L Chudzik

Andrew M Simms

Tyler N Jensen

Charles A Altekruse

Renle Xia

Michael P Hart

Jared J Frew

Alvin P Lee

Shawn Callegari

Melissa N Lim

John W Blackburn

Ashish Gupta

Todd B San Jule

William M Crow

Samuel T Scott

A software product, computer implemented method, and system provide an integrated user interface having three simultaneously displayed items of information, including a list of transaction instructions, a list of uncleared transactions, and a list of cleared transactions. The simultaneous display, and interaction between the lists, provides for integration of various tasks separately associated with personal finance software products and with online banking products. Two account balances are also simultaneously displayed, a balance for cleared transactions, and a separate balance based on both cleared and uncleared transactions. The two balances provide the user with a complete view of the status of their account and available funds. The software product and system supports online bill payment, electronic funds transfer, and checkbook transactions, without requiring navigation through multiple, separate user interfaces for different modules of the product.

Personal online banking with integrated online statement and checkbook

Growing community of inventors

Los Altos, CA, United States of America

Joseph A Schrader