Jose Luis Zapata-Petrov

Title: Jose Luis Zapata-Petrov and Payment Card Benchmarking

Introduction

Jose Luis Zapata-Petrov is an inventor associated with Greenwich, Connecticut, and Mastercard International Incorporated. His patent work addresses the generation of peer benchmark datasets for comparing payment card activity with that of similar cards.

Latest Patents

Zapata-Petrov is named on 1 patent: “Generating Peer Benchmark Datasets.” The invention describes methods and systems that respond to a request to calculate a deviation between a payment card and comparable cards in the market. The system gathers card and transaction data from multiple databases, selects comparable cards based on spending bands and another characteristic, and uses their transaction data to create a peer benchmark dataset. It then updates a client’s graphical interface to display the benchmark alongside data for the payment card being evaluated.

Career Highlights

His listed patent reflects work on data-driven tools for payment card comparison and benchmarking. The disclosed approach combines information from multiple databases to identify relevant peer cards and present comparative results through a graphical user interface.

Collaborations

Zapata-Petrov is associated with Mastercard International Incorporated. His listed coworkers include Avyaktanand Tiwary and Randhir Kumar.

Conclusion

Jose Luis Zapata-Petrov’s patent focuses on generating peer benchmarks from payment card and transaction data, supporting comparisons between an individual card and selected market peers.