Company Filing History:
Years Active: 2018-2024
Title: Jon-Michael Kowall: Innovator in Vehicle Monitoring Systems
Introduction
Jon-Michael Kowall is a notable inventor based in San Antonio, TX (US). He has made significant contributions to the field of vehicle monitoring systems, holding a total of 4 patents. His work focuses on developing systems that enhance the understanding of vehicle behavior and insurance premium determination.
Latest Patents
Among his latest patents, Kowall has developed innovative systems and methods for determining a fixed rate based on behavior. One of his notable inventions includes a system that monitors various vehicle-related variables. This system is equipped with a processor that receives selected monitor variables and data from the vehicle system. The processor determines a fixed rate premium for at least two years based on the collected data and displays a visualization of the fixed rate premium on a screen. This technology aims to provide a more personalized insurance experience for vehicle owners.
Career Highlights
Kowall is currently employed at the United Services Automobile Association (USAA), where he continues to innovate in the automotive and insurance sectors. His work has been instrumental in advancing the understanding of how vehicle behavior can influence insurance rates. His contributions have not only benefited the company but also the broader industry by promoting safer driving practices.
Collaborations
Kowall has collaborated with several talented individuals in his field, including Stephen Anthony Young and Michael Kyne. These partnerships have fostered a creative environment that encourages the development of cutting-edge technologies.
Conclusion
Jon-Michael Kowall is a distinguished inventor whose work in vehicle monitoring systems has the potential to revolutionize the insurance industry. His innovative patents reflect a commitment to enhancing vehicle safety and insurance personalization.