St. Charles, IL, United States of America

John P Figliozzi


Average Co-Inventor Count = 14.0

ph-index = 2

Forward Citations = 1,185(Granted Patents)


Company Filing History:


Years Active: 1998-2004

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2 patents (USPTO):Explore Patents

Title: John P Figliozzi: Innovator in Online Transactional Services

Introduction

John P Figliozzi is a notable inventor based in St. Charles, IL (US). He has made significant contributions to the field of online transactional services, particularly through his innovative systems that enhance buyer-seller interactions. With a total of 2 patents, Figliozzi's work focuses on risk-based purchasing methods that streamline transactions in a digital marketplace.

Latest Patents

One of Figliozzi's latest patents is a system and method for a risk-based purchase of goods. This invention provides a framework for enabling online transactional services among sellers and buyers who have no previous relationship. The system includes a financial clearinghouse that receives requests for goods or services from buyers and makes real-time determinations of the buyer's risk classification using an online repository of credit information. The financial clearinghouse calculates a risk-based discount fee based on the buyer's risk classification to establish a payment amount to the seller. If the transaction is authorized, the clearinghouse transmits the payment to the seller and sends an invoice to the buyer for the purchase price. Additionally, the system can incorporate a broker to facilitate online order acceptance and processing between buyers and sellers.

Career Highlights

John P Figliozzi is currently employed at Citibank, N.A., where he applies his expertise in financial technology and transactional systems. His innovative approach has positioned him as a key player in enhancing the efficiency and security of online transactions.

Collaborations

Throughout his career, Figliozzi has collaborated with talented professionals, including Maria M Mandler and Ann P McLaughlin. These collaborations have contributed to the development of effective solutions in the realm of online transactions.

Conclusion

John P Figliozzi's contributions to online transactional services through his innovative patents demonstrate his commitment to improving the digital marketplace. His work continues to influence how buyers and sellers interact in a risk-managed environment.

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