Location History:
- Fife, GB (1999)
- Pitlessie, GB (2001)
Company Filing History:
Years Active: 1999-2001
Title: John Gardner: Innovator in Magnetic Card Technology
Introduction
John Gardner is a notable inventor based in Fife, GB. He has made significant contributions to the field of magnetic card technology, holding a total of 3 patents. His work focuses on enhancing the security and functionality of self-service terminals and automated teller machines (ATMs).
Latest Patents
One of Gardner's latest patents is a method of authenticating a magnetic card. This innovative approach involves writing test data to the card at a constantly increasing frequency rate during a transaction. The test data is then read from the card to determine the high frequency cut-off point, which indicates the card's authenticity. If the difference between the cut-off frequencies from consecutive transactions falls within an acceptable range, the card is deemed authentic. Otherwise, the transaction is terminated to prevent fraud.
Another significant patent is for a self-service terminal (SST) and the method of operating it. This invention includes a card reader with a transport mechanism that detects the presence of fraud tool devices along the transport path. The system ensures that the card can be moved between positions, and if it cannot, it indicates a potential security threat. This innovation enhances the safety and reliability of ATMs.
Career Highlights
John Gardner is currently employed at NCR Corporation, where he continues to develop cutting-edge technologies in the financial services sector. His work has been instrumental in improving the security features of ATMs and self-service terminals.
Collaborations
Throughout his career, Gardner has collaborated with notable colleagues, including Steven A Carnegie and Kenneth J Peters. These partnerships have contributed to the advancement of technology in the field.
Conclusion
John Gardner's contributions to magnetic card technology and self-service terminals have made a significant impact on the industry. His innovative patents reflect his commitment to enhancing security and functionality in financial transactions.