Company Filing History:
Years Active: 2015-2024
Title: The Innovative Mind of John David Row: A Pioneer in Risk-Based Authentication
Introduction
John David Row, an inventive force located in San Antonio, TX, is renowned for his contributions to the field of risk-based authentication. With a total of 16 patents to his name, Row's work is at the forefront of enhancing security measures in digital environments.
Latest Patents
Among his most recent innovations are two notable patents focusing on robust authentication systems. The first patent details "Scalable Risk-Based Authentication Methods and Systems," which introduces a sophisticated system comprising multiple fraud monitoring engines. These engines are designed to analyze user and organizational data, producing risk factors that inform the authentication process. An integral part of this system is the risk aggregator, which transforms these risk factors into actionable risk indicators to guide authentication plans for specific activities.
Row’s second patent, "Dynamic Risk Engine," offers a method to determine when a user may participate in restricted activities. This invention evaluates a user’s initial identity trust score against a predetermined trust threshold, allowing or denying access to activities based on this assessment. This dynamic approach aims to create a seamless experience while maintaining robust security protocols.
Career Highlights
John David Row's career is marked by his role at the United Services Automobile Association (USAA), where he has made significant strides in the field of identity authentication. His experience and innovative mindset have established him as a key player in developing security technologies that cater to modern needs.
Collaborations
In his journey of innovation, Row has collaborated with esteemed colleagues such as Thomas Bret Buckingham and Richard Andrew Davey. Together, they have combined their expertise to push the boundaries of what is possible in secure digital environments.
Conclusion
John David Row exemplifies what it means to be a visionary inventor. His commitment to enhancing security through innovative technologies underscores his importance in the field. As he continues to develop groundbreaking solutions, the impact of his work is sure to resonate throughout the industry, paving the way for a safer digital future.