Company Filing History:
Years Active: 2020-2025
Title: Innovations by Inventor Johan Gerber in Payment Transaction Technology
Introduction
Johan Gerber, an innovative inventor based in Wildwood, Missouri, has made significant contributions to the field of payment transaction technology. With five patents to his name, Gerber's work focuses on enhancing the security and efficiency of payment processing systems.
Latest Patents
Gerber's latest patents include systems and methods for enhanced approval of a payment transaction. This computer-implemented method aims to determine the confidence level that a payment transaction is not fraudulent. It employs an assurance exchange (AE) computer device to receive authentication data linked to a payment transaction conducted by a cardholder. This method includes calculating an assurance level score, which represents the likelihood of the transaction being fraudulent, ultimately transmitted to an issuer processor.
Another noteworthy patent is the system for providing stand-in authorization. This method utilizes a stand-in payment authorization (SPA) computing device to facilitate payment authorization when a traditional issuing bank is unresponsive. The SPA device evaluates stored account numbers to generate an authorization response, enhancing the robustness of payment systems.
Career Highlights
Johan Gerber currently works at Mastercard International Incorporated, where he contributes to cutting-edge innovations in payment technologies. His involvement in developing systems aimed at reducing fraud and improving transaction efficiency showcases his expertise and commitment to advancing the financial sector.
Collaborations
Throughout his career, Gerber has collaborated with notable professionals, including Christian P Tomasofsky and Steve E Hubbard. These partnerships highlight the collaborative efforts made to push the boundaries of payment technology and secure financial transactions.
Conclusion
In conclusion, Johan Gerber stands out as a prominent figure in the realm of payment transaction inventions. His latest patents reflect a commitment to improving security and efficiency in the payment industry. With continued innovation, Gerber's contributions are expected to play a crucial role in shaping the future of payment processing.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.