Jodie M Fredelake

Title: Jodie M Fredelake: Innovator in Payment Systems

Introduction

Jodie M Fredelake is a prominent inventor based in Columbus, OH (US). She has made significant contributions to the field of electronic commerce, particularly in developing innovative payment systems. With a total of 2 patents, her work has the potential to transform how financial transactions are conducted.

Latest Patents

Fredelake's latest patents focus on a real-time bank-centric universal payment system. This infrastructure defines a central processing unit (CPU) that establishes an electronic commerce trust system. It is formed from a plurality of financial service provider members subscribing to a common standard applicable throughout the infrastructure. The CPU is interconnected to correspondent processing units of financial service provider members, which are also linked to a network of customers and goods and services providers. This system enables non-revocable real-time debit and credit transactions and facilitates net settlement among members through a central exchange monetary system. Key features of this infrastructure include an ECTS hot file, bill presentment and payment options, and provider-designed services that enhance brand identity.

Career Highlights

Throughout her career, Jodie has worked with notable companies such as Huntington Bancshares Incorporated and Hewlett-Packard Company. Her experience in these organizations has contributed to her expertise in financial services and technology.

Collaborations

Fredelake has collaborated with professionals like William M Randle and Richard Ercole, further enriching her innovative endeavors.

Conclusion

Jodie M Fredelake is a trailblazer in the realm of payment systems, with her patents paving the way for advancements in electronic commerce. Her contributions are poised to make a lasting impact on the financial industry.