Odessa, FL, United States of America

Joan DeTemple

This inventor holds 3 USPTO granted patents. Top assignee: Paymentech, LLC. Active years: 2013-2018.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Joan DeTemple. Retrieved from https://idiyas.com/inventor/joan-detemple

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


% Patents Active = 100.0

Average Co-Inventor Count = 8.0

ph-index = 1

Forward Citations = 2(Granted Patents)


Company Filing History:


Years Active: 2013-2018

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3 patents (USPTO):Explore Patents

Title: Joan DeTemple: Innovator in Dynamic Currency Conversion

Introduction

Joan DeTemple is a notable inventor based in Odessa, FL (US). She has made significant contributions to the field of financial technology, particularly in the area of currency conversion systems. With a total of 3 patents to her name, her work has had a considerable impact on how currency transactions are processed.

Latest Patents

One of her latest patents is a dynamic currency conversion system and method. This innovative system includes a bank identifier system that determines whether currency conversion is available for a card-issuing bank of a presented card. It compares a bank identifier from the card with a list of participating banks. Additionally, an exchange rate system checks whether an exchange rate has expired, ensuring that cardholders are presented with options for selecting foreign currency transactions only when currency conversion is available and the exchange rate is valid.

Career Highlights

Joan DeTemple currently works at Paymentech, LLC, where she continues to develop and refine her innovative solutions in the financial sector. Her expertise in dynamic currency conversion has positioned her as a leader in her field, contributing to advancements that enhance user experience in financial transactions.

Collaborations

Throughout her career, Joan has collaborated with talented professionals, including Lester S. Maragh and Rosemary R. Thomas. These partnerships have allowed her to leverage diverse skills and insights, further enriching her contributions to the industry.

Conclusion

Joan DeTemple's work in dynamic currency conversion exemplifies her commitment to innovation in financial technology. Her patents and collaborations reflect her dedication to improving currency transaction processes, making her a significant figure in her field.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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