Shanghai, China

Jinzhi Hua

USPTO Granted Patents = 7 

 

Average Co-Inventor Count = 5.5

ph-index = 1

Forward Citations = 3(Granted Patents)


Company Filing History:


Years Active: 2013-2024

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7 patents (USPTO):

Title: **Innovator Spotlight: Jinzhi Hua**

Introduction

Jinzhi Hua, a prolific inventor based in Shanghai, China, has made significant contributions to the field of technology with a total of seven patents to his name. His innovative approach focuses on security and transaction systems, reflecting the growing need for safe and efficient payment methods in the digital age.

Latest Patents

Among Jinzhi’s latest inventions, two notable patents stand out:

1. **Stand-in Authorization System and Method**: This invention describes an entrusted-authorization system designed to maintain transaction processing even when the primary accounting system is unavailable. The system includes an accounting structure, a switch module, and an entrusted-authorization module that stores specific parameters for authorization. When a transaction request is received, the system processes it based on these parameters, ensuring continuity and reliability in transactions.

2. **Method and Device for Vehicle-Borne Payment**: This innovative device addresses the security concerns associated with vehicle-based payment systems. The method involves receiving a payment request from a registered vehicle, analyzing driving attributes, and assessing risk levels before processing payments. This measure ensures that even in the event of theft or unauthorized use, the transaction platform can evaluate the risk and safeguard the payment process.

Career Highlights

Jinzhi Hua currently works at China UnionPay Co., Ltd., where he continues to push the boundaries of technology in financial transactions. His inventive solutions not only enhance operational security but also create smoother user experiences in payment methods.

Collaborations

Throughout his career, Jinzhi has collaborated with talented coworkers such as Weiqi Yu and Sishuang Wan. Together, they have endeavored to create safer and more effective solutions in the digital transaction environment, fostering an innovative workplace culture at China UnionPay.

Conclusion

With a remarkable portfolio of patents and a commitment to enhancing financial transaction security, Jinzhi Hua stands out as an influential inventor in the technology landscape. His work not only addresses current challenges but also paves the way for future innovations in secure payment methods.

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