Rockaway, NJ, United States of America

Jess Germansky

This inventor holds 1 USPTO granted patent. Top assignee: Cellco Partnership. Active years: 2009.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Jess Germansky. Retrieved from https://idiyas.com/inventor/jess-germansky

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


% Patents Active = 100.0

Average Co-Inventor Count = 6.0

ph-index = 1

Forward Citations = 87(Granted Patents)


Company Filing History:


Years Active: 2009

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1 patent (USPTO):Explore Patents

Title: The Innovative Mind of Jess Germansky

Introduction

Jess Germansky is a notable inventor based in Rockaway, NJ (US). He has made significant contributions to the field of financial technology through his innovative patent. His work focuses on enhancing security measures for financial transactions, which is increasingly important in today's digital age.

Latest Patents

Germansky holds a patent for a method of two-factor authentication for financial transactions. This invention relates to a method for authenticating financial transactions by using an additional factor that is not present on a physical card and is not used in sequential transactions. In this method, a purchaser provides card information to a merchant, who then transmits this information along with transaction details to an issuer. The issuer authenticates the card information and sends verification indicia to a target address associated with the card information. This target address may be the mobile phone number of the purchaser or a third party. The purchaser or third party then provides the verification indicia back to the merchant, who transmits it to the issuer for authentication. This process ensures that the purchaser is the genuine person authorized to use the card information, leading to the approval of the transaction.

Career Highlights

Germansky is currently employed at Cellco Partnership, where he continues to develop innovative solutions in the financial technology sector. His work has been instrumental in improving the security of financial transactions, making them safer for consumers and businesses alike.

Collaborations

Some of his notable coworkers include Steven Werden and Hasan Dossal, who contribute to the collaborative environment at Cellco Partnership. Their combined expertise fosters innovation and drives the development of cutting-edge technologies.

Conclusion

Jess Germansky's contributions to the field of financial technology through his patent for two-factor authentication demonstrate his commitment to enhancing security in financial transactions. His work at Cellco Partnership and collaborations with talented colleagues further highlight his role as an influential inventor in the industry.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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