Company Filing History:
Years Active: 2017
Title: Jenny Zhang: Innovator in Collections and Merchant Security
Introduction
Jenny Zhang is a prominent inventor based in San Diego, CA. She has made significant contributions to the fields of collections treatment selection and merchant security. With a total of 2 patents, her work focuses on developing systems that enhance efficiency and security in financial transactions.
Latest Patents
One of her latest patents is titled "Recommender engine for collections treatment selection." This innovative system automatically recommends treatments for delinquent accounts in collections. It includes sub-models for analyzing and scoring delinquent accounts, comparing them to historical accounts to identify similar cases. The system can select and recommend treatments based on favorable outcomes from historical accounts. Additionally, it tests the efficacy of new treatments and adapts to account behavior over time.
Another notable patent is the "System and method for detecting merchant points of compromise using network analysis and modeling." This system is designed to detect merchant points of compromise by analyzing transaction information within a transaction processing network. It generates undirected or directed networks based on transaction data, extracts features, and identifies potential points of compromise among merchants.
Career Highlights
Jenny Zhang is currently employed at Opera Solutions USA, LLC, where she applies her expertise in developing innovative solutions for financial challenges. Her work has garnered attention for its practical applications in improving collections processes and enhancing merchant security.
Collaborations
Throughout her career, Jenny has collaborated with talented individuals such as Lei Shi and Chengwei Huang. These partnerships have contributed to the advancement of her projects and the successful implementation of her patented technologies.
Conclusion
Jenny Zhang is a remarkable inventor whose work in collections treatment selection and merchant security has made a significant impact. Her innovative patents demonstrate her commitment to improving financial systems and enhancing security measures.