Wilmington, DE, United States of America

Jeffrey L Hirka

This inventor holds 12 USPTO granted patents and 6 published patent applications. Top assignees: Jpmorgan Chase Bank, N.a., First USA Bank, Na. Active years: 2006-2017.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Jeffrey L Hirka. Retrieved from https://idiyas.com/inventor/jeffrey-l-hirka

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 12 

% Patents Active = 58.3

Average Co-Inventor Count = 2.4

ph-index = 8

Forward Citations = 855(Granted Patents)


Location History:

  • Memphis, TN (US) (2010 - 2014)
  • Wilmington, DE (2015)
  • Wilmington, DE (US) (2006 - 2017)

Company Filing History:


Years Active: 2006-2017

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12 patents (USPTO):Explore Patents

Title: **Jeffrey L. Hirka: Innovator in Cardless Payment Systems**

Introduction

Jeffrey L. Hirka, an accomplished inventor based in Wilmington, DE, is recognized for his significant contributions to the realm of payment technology. With a remarkable portfolio of 12 patents to his name, Hirka exemplifies the spirit of innovation that drives advancements in financial transactions.

Latest Patents

One of Hirka's latest patents revolves around a groundbreaking "System for Providing Cardless Payment." This innovative method and system facilitate various techniques for utilizing a selected alias and a personal identification entry (PIE) alongside transaction cards, such as credit, debit, or stored value cards. The system allows account-holders to choose an alias linked to their credit card number via a secure database. During transactions with a merchant, the physical card is unnecessary; instead, the account-holder simply provides their alias and PIE. This functionality extends across various points of sale, including retail locations, catalog orders, and online purchases, streamlining the payment process while enhancing security.

Career Highlights

Throughout his career, Jeffrey L. Hirka has been associated with major financial institutions, including JPMorgan Chase Bank, N.A., and First USA Bank, N.A. His experience within these organizations has undoubtedly influenced his innovative approach to payment solutions, paving the way for his inventive contributions to the industry.

Collaborations

In his professional journey, Hirka has collaborated with notable colleagues, including Steven R. Fox and William Frederick Mann, III. These collaborations have allowed for the sharing of ideas and expertise, further enriching Hirka's inventiveness and the development of his patented systems.

Conclusion

Jeffrey L. Hirka stands out as a visionary inventor in the field of financial technology. His significant contributions, particularly in the area of cardless payment systems, reflect a keen understanding of both user needs and security requirements in modern transactions. As he continues to innovate, Hirka undoubtedly paves the way for future advancements that will enhance the way consumers engage with their financial transactions.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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