This inventor holds 2 USPTO granted patents. Top assignee: Visa International Service Association. Active years: 1999-2002.
Company Filing History:
Years Active: 1999-2002
Title: Innovations by Jeffrey D Roughgarden
Introduction
Jeffrey D Roughgarden is an accomplished inventor based in Redwood City, CA. He has made significant contributions to the field of electronic statement presentment systems. With a total of 2 patents, his work has transformed the way billing and invoicing are conducted in the digital age.
Latest Patents
One of his latest patents is the Electronic Statement Presentment (ESP) system. This innovative system replaces the traditional preparation and mailing of paper statements and invoices with electronic delivery. The electronic statements maintain the same appearance as paper statements while incorporating multimedia elements such as video, audio, graphics, and custom enclosures. The ESP system segments statements into mandatory and optional components to minimize download time. It operates independently or enhances existing electronic bill payment systems. A central switch computer coordinates template storage, validation, routing, and message passing between billers, workstations, and consumer financial institutions (CFI). The system includes a template authoring workstation (TAWS) that creates a template of static biller information, which is stored in a template library at the switch. The switch validates the template by sending it to a template validation workstation (TVAL). Batches of customer statement data are sent from a biller's legacy invoicing system to a statement origination workstation (SORG) along with a template identifier. The switch sends the template to the SORG, where customer data is validated against the identified template. The sorted batches are routed to the appropriate statement generation workstation (SGEN), which generates electronic statements for each customer.
Career Highlights
Jeffrey D Roughgarden has had a notable career at Visa International Service Association. His work has significantly impacted the efficiency and effectiveness of electronic billing systems.
Collaborations
Some of his coworkers include Ray Kolling and Michael Occhino, who have contributed to his innovative projects.
Conclusion
Jeffrey D Roughgarden's contributions to electronic statement presentment systems exemplify the power of innovation in transforming traditional processes into efficient digital solutions. His work continues to influence the future of billing and invoicing in the financial sector.