Jay Michael Bozicevich

Title: Innovations by Jay Michael Bozicevich

Introduction

Jay Michael Bozicevich is an accomplished inventor based in Golden Valley, MN (US). He holds a total of 8 patents, showcasing his significant contributions to the field of technology and finance. His work primarily focuses on systems and methods for authentication, particularly in financial institutions.

Latest Patents

One of his latest patents involves systems and methods for authentication based on personal networks. This innovative financial institution computing system includes a network circuit that exchanges information over a network, a customer database that stores financial information, and a transaction circuit. The transaction circuit receives a transaction request associated with a user computing device, specifying a financial account. It also receives payment card location information that indicates the location of a payment card concerning the user computing device. The system authenticates the transaction request using this location information and determines whether the payment card is associated with an authorized user of the financial account. The transaction circuit then authorizes the transaction request based on the authentication and transmits a confirmation to a transaction terminal over the network.

Career Highlights

Jay Michael Bozicevich is currently employed at Wells Fargo Bank, N.A., where he applies his expertise in developing innovative financial solutions. His work has significantly impacted the way financial transactions are authenticated and processed, enhancing security and user experience.

Collaborations

Some of his notable coworkers include Tiffany N. Twilley and Michael Tilaro, who contribute to the collaborative environment at Wells Fargo Bank, N.A. Their teamwork fosters innovation and drives the development of advanced financial technologies.

Conclusion

Jay Michael Bozicevich's contributions to the field of financial technology through his patents and work at Wells Fargo Bank, N.A. highlight his role as a leading inventor in the industry. His innovative systems for authentication are paving the way for more secure financial transactions.