Location History:
- Des Peres, MO (US) (2011 - 2013)
- Ballwin, MO (US) (2020)
Company Filing History:
Years Active: 2011-2020
Title: Innovations by Janet Marie Smith
Introduction
Janet Marie Smith is a prominent inventor based in Ballwin, MO, known for her significant contributions to the field of financial technology. With a total of five patents to her name, she has made strides in enhancing the security and efficiency of consumer banking processes.
Latest Patents
One of Janet's latest patents focuses on "Systems and methods for use in providing enhanced authentication of consumers." This innovation is designed to enhance security associated with services related to payment or banking accounts. It involves a meticulous process where a request for consumer authentication is received from a call center, and the consumer's biometric data is solicited and confirmed. When the received biometric data matches with the reference data, the authentication is confirmed, allowing the call center to proceed with providing services to the consumer seamlessly.
Another notable patent is titled "Methods and systems for managing co-brand proprietary financial transaction processing." This invention presents a method for processing financial transactions using a co-brand proprietary payment card through a multi-party card interchange network. The system efficiently manages transaction authorizations by determining whether a transaction originated at participating merchants and subsequently manipulating authorization requests accordingly.
Career Highlights
Janet Marie Smith works with Mastercard International Incorporated, a leading company in the payment industry. Her position at Mastercard not only emphasizes her innovative skills but also aligns her with other key professionals in the field, who are committed to redefining financial transactions and consumer security.
Collaborations
In her career, Janet collaborates with noteworthy colleagues, including Brad Michael Tomchek and Shoon Ping Wong. Together, they contribute to various projects and advancements within the financial technology landscape, aiming to enhance consumer experience and security.
Conclusion
Janet Marie Smith’s contributions to innovations in financial technology underscore her role as a pioneering inventor. With her patents, she has addressed critical issues in consumer authentication and transaction processing, promoting both security and efficiency in banking. Her work continues to impact the financial industry positively, showcasing the importance of innovation in enhancing consumer services.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.